How to buy,step by step
A property purchase is a sequence of decisions, and each one is easier when you know what to look at and what to ask for. This is that sequence, written plainly.
Buy the location first. The unit second.
Almost everything that decides whether a home works — the commute, the schools, what gets built on the next plot, whether the roads and power are already in — is settled by the township, not by the unit you pick inside it. That is why this site is organised estate first: six integrated townships, each with its sectors, plans and projects set out before you get to a single floor plan.
The stages below cover a full purchase, from the first look to the day you take the keys. Two of them matter more than the rest: seeing the site in person, and having someone independent check the project before any money moves.
Seven stages, and what eachone is actually for
No two purchases run identically, but they pass through the same checkpoints. Here is what to do at each, and the single question most worth asking.
- Before you buy01
Explore the estates
Start at township level rather than unit level. The estate decides your commute, your neighbours and what gets built next door; the unit is a choice you make inside it.
- Browse the six live TDI estates and their sectors
- Download the brochure and layout plans for anything that interests you
- Note which parts of the township are already delivered and occupied
Worth asking“Which phases here are complete, and which are still to be built?”
- 02
Shortlist and compare
Narrow to two or three options and put their numbers side by side. Comparable figures matter more than descriptions at this stage.
- Compare carpet, built-up and saleable area as separate figures
- Check orientation, floor level, and what the unit faces
- Look at the format — plot, floor, apartment or commercial unit — against how you intend to use it
Worth asking“What is the carpet area, stated on its own, for this exact unit?”
- 03
Visit the site
Photographs and artist impressions have a job to do. A site visit tells you about the approach road, the surroundings and the stage of work in a way nothing else does.
- Walk the approach road and the immediate neighbourhood
- See the delivered parts of the township, not only the marketing suite
- Visit at the time of day you would normally travel
Worth asking“Can I see a completed unit of this same configuration?”
- 04
Verify independently
This is the stage to bring in people who work for you rather than for the seller. Do it before money moves, not after.
- Search the project on the relevant state RERA portal and read its filings
- Have a property lawyer review title, approvals and the draft agreement
- Confirm sanctioned plans match what you have been shown
Worth asking“Is the project's registration current, and what do its latest filings say?”
- 05
Book and arrange finance
Get everything about money in writing. Indicative figures from a brochure or an older listing are not a basis for a decision.
- Request the current cost sheet and payment schedule for the exact unit
- Compare written loan offers from more than one authorised lender
- Read what the agreement says about delays, cancellation and interest
Worth asking“May I have the full cost sheet in writing, including every charge?”
- After you buy06
Agreement and registration
Registration is a legal process run by the state, not by the developer. Costs and steps differ by state and change over time.
- Have your lawyer read the agreement before you sign it
- Confirm stamp duty, registration fees and any tax withholding that applies to you
- Keep originals of every receipt and acknowledgement
Worth asking“What will registration cost me in total, at today's rates in this state?”
- 07
Possession and handover
Handover is the last moment at which defects are easy to raise. Inspect before you accept, and write down what you find.
- Reconcile every payment made against the schedule
- Inspect the unit and record defects in writing before accepting
- Collect the possession letter, completion documents and maintenance terms
Worth asking“What is the defect-liability period, and how do I raise something under it?”
What you will be asked for,roughly in this order
A typical set for a residential purchase. The exact list depends on the project, your lender and the state — treat this as what to have ready, then confirm the final checklist in writing.
Identity & residency
Asked for at booking, and again at registration.
- PAN card
- Photo identity and current address proof
- Passport, plus visa or OCI card for overseas buyers
- Passport-size photographs
Funds & finance
Needed by the lender before a sanction, and by the seller before allotment.
- Recent bank statements
- Income or employment proof
- Loan sanction letter, where a loan is involved
- Source-of-funds details for the account being used
The transaction
Issued to you as the purchase proceeds — keep the originals.
- Allotment letter and booking receipt
- Cost sheet and payment schedule
- Agreement to sell or builder-buyer agreement
- Payment receipts for every instalment
Registration & handover
The closing set, and the documents that outlive the purchase.
- Stamp duty and registration fee payment proof
- Registered sale deed
- Possession letter
- Completion or occupancy documentation and maintenance terms
Every brochure and planalready on this site
34 brochures, layout plans and floor plans across 27 projects — published on the project pages themselves. Nothing is behind a form.
Three people to askwho do not work for the seller
Registration status, title, contract terms and money movement are all questions with authoritative answers — and none of those answers should come from a marketing page.
The state RERA portal
Each state runs its own portal. Search the project by name or registration number to see its current status, promoter disclosures, sanctioned plans and quarterly filings.
An independent property lawyer
Appoint someone who acts for you alone. A lawyer reads the title chain, the approvals and the draft agreement, and tells you what the clauses actually commit you to.
Your authorised dealer bank
Banking, remittance and repatriation rules depend on your residency status, the account used and the rules in force. Your bank confirms what applies to your transaction.
Four offices, one helpdesk
Sales, leasing, tenders and after-sales all run through the same line. If you would rather sit down with someone, every office below is a working sales office.
- New DelhiCorporate Headquarters
- KundliRegional Office
- PanipatRegional Office
- MohaliRegional Office